The Law Library

Nigerian property law,
in plain language.

Every land scam exploits something the victim didn't know. This library explains the laws that govern property in Nigeria — federal and state — in language anyone can use, with the actual statutes cited so your lawyer can pick up exactly where you leave off.

Read this first: this library is public legal education, not legal advice. Laws change and cases differ — always complete any transaction with a licensed legal practitioner. PropStack reports tell you exactly which of these laws applies to your specific deal.

The federal foundation — three facts that govern all Nigerian land

1 · You have a constitutional right to own property…

Every citizen may acquire and own immovable property anywhere in Nigeria, and property cannot be compulsorily taken except under a law that provides prompt compensation and court access.

Constitution of the FRN 1999, ss. 43–44

2 · …but all land is held in trust by the Governor

The Land Use Act vests all land in each state (except federal land) in the Governor, held in trust for the people. Nobody "owns" Nigerian land absolutely — what you buy, sell and inherit is a right of occupancy, commonly evidenced by a Certificate of Occupancy, typically for 99 years.

Land Use Act 1978 (Cap L5, LFN 2004), ss. 1, 5, 34–36

3 · No transfer is safe without the Governor's consent

Assigning, mortgaging or transferring a statutory right of occupancy requires the Governor's consent. A deal without it is legally precarious — void or voidable — no matter how much was paid or how fine the deed looks.

Land Use Act, s. 22 (and s. 26 on nullity)

The instruments — what each document legally is (and is not)

Certificate of Occupancy (C of O)

Evidence of a statutory right of occupancy granted by the Governor. Powerful — but not absolute ownership, not immune to a defective root or fraud in procurement, and revocable for overriding public interest (with compensation).

Land Use Act, ss. 5, 9, 28–29

Deed of Assignment + consent + registration

The instrument that transfers an existing right from seller to buyer. Its power depends on three things together: the seller actually held the right, the Governor consented, and the deed is registered at the state Lands Registry. Unregistered + unconsented = a receipt with ambitions.

Land Use Act s. 22; state Land Instruments Registration laws

Excision & Gazette

Government formally releasing land it had acquired back to indigenous families/communities — published in the official state gazette. On formerly acquired corridors, the gazette is the foundation: documents on unexcised acquired land convey nothing.

Land Use Act s. 28 acquisitions; state gazettes

Registered survey plan

Identifies the land — beacons, coordinates, area, surveyor's stamp. A survey proves identity, never ownership; and title papers without a charted survey describe nothing in particular. Only registered surveyors may prepare them.

Survey Co-ordination Act; SURCON Act

Family & customary land

The distinction that decides fortunes: sale by the family head without principal members' concurrence is VOIDABLE (valid until set aside — vulnerable forever). Sale by members without the family head is VOID (a nullity, curable by nothing but a fresh proper conveyance). "My father was the family head" is genealogy, not a conveyance.

Settled case law: Ekpendu v. Erika; Esan v. Faro line of authorities

Litigation & lis pendens

Land under a pending suit passes at the buyer's peril — you inherit the judgment's outcome. Court searches are part of full diligence, and a seller's assurance that "the case is nothing" is legally worthless.

Doctrine of lis pendens; state High Court rules

Corporate sellers & developers

A company must actually exist (CAC registration, genuine RC number) and the signatories must have authority. Buying "off-plan" from a brand with no traceable company is buying from nobody.

Companies and Allied Matters Act (CAMA) 2020

Taxes & fees at transfer

Expect stamp duty on the instrument, capital gains tax on the seller's gain (10%), consent fees, and registration fees — rates and administration vary by state. Budget 3–15% of the price for perfection, depending on state.

Stamp Duties Act; Capital Gains Tax Act; state fee schedules

Your data in the deal

Your NIN, documents and personal data may only be used for the purpose you consented to, kept secure, and never retained beyond need. PropStack supports the privacy-preserving virtual NIN (vNIN) for identity checks.

Nigeria Data Protection Act 2023 (NDPC)

Your state's layer of the law

The Land Use Act is federal, but land is administered state by state — different registries, consent procedures, fees and local statutes. Choose your state:

Buyers and sellers — what the law expects of each of you

If you are BUYING — your rights & duties

  • Right to investigate: the law protects the diligent — caveat emptor means the burden of inquiry is yours. Demand every document; verify at the Surveyor-General (charting) and Lands Registry (search) before paying.
  • Right to a perfected transfer: insist the price includes, or the contract compels, Governor's consent and registration.
  • Possession is notice: if someone occupies the land, the law treats you as knowing — inspect and ask the neighbours.
  • Never pay before verification: no urgency the seller manufactures suspends this. Use condition-gated escrow where possible.

If you are SELLING — your duties & protections

  • Sell only what you hold: conveying rights you don't have (family land without consents, unexcised land) exposes you to fraud liability, not just a failed sale.
  • Disclose encumbrances: concealing suits, prior sales or acquisitions is actionable deceit.
  • Protect your claim while you hold it: a timestamped, evidenced claim (and monitoring) defeats later fabricated "sales" of your own land.
  • Taxes are real: CGT and stamp duty obligations attach at disposal — price them in.
Knowing the law is step one. Verifying the deal is step two.

A LandCheck™ tells you which of these laws your specific transaction lives or dies on — with the exact offices to verify at. And Alá (the chat bubble) will answer any question on this page in English, Pidgin, Yorùbá, Hausa or Igbo.

Order a LandCheck™ Check a professional free

This library is provided for public education by PropStack and is not legal advice, a legal opinion, or a substitute for a licensed legal practitioner. Statutes summarized include the Constitution of the Federal Republic of Nigeria 1999, the Land Use Act 1978 (Cap L5 LFN 2004), CAMA 2020, the Stamp Duties Act, the Capital Gains Tax Act, the Nigeria Data Protection Act 2023, and state legislation as indicated. Laws and fees change; always confirm the current position with counsel and the relevant state authority. · PropStack™ · The land is real. Make sure the deal is too.